The finance function, without the salary.
Budgets, forecasts and the financial questions a growing business faces, answered by a chartered accountant who already knows your numbers.
A finance lead for the days you need one.
Budgeting, forecasting, cash-flow planning and financial analysis, with someone senior to think through pricing, hiring and investment decisions with you.
Scoped to what the business actually needs, at a fixed fee agreed before the work starts.
Everything in the engagement.
Budgeting and forecasting
A budget you can run against, updated as the year moves rather than set once.
Planning ahead
Visibility far enough forward to act, instead of reacting to the bank balance.
Margins and pricing
Unit economics examined against what the books actually show, not what was assumed.
Lenders and investors
The reporting package outside parties expect, prepared properly and on time.
Where this usually applies.
Businesses too small for a full-time CFO
Where the need is a few days a month, not a salary.
Owners making bigger decisions
A hire, a location, a large purchase, or a change in pricing.
Companies preparing for finance
Where a lender or investor is about to ask for numbers you do not currently produce.
Three steps, no surprises.
Understand the business
We start from your books and the decisions actually in front of you.
Build the model
Budget, forecast and the reporting that tracks against them.
Meet on a cycle
Regular sessions, so the plan stays current instead of ageing in a folder.
The ones we get asked most.
What does a fractional CFO do?
The same work as a CFO, on a part-time basis: budgeting, forecasting, cash-flow planning, financial analysis and decision support, without the cost of a full-time hire.
How is it different from a bookkeeper or accountant?
Bookkeeping records the past and tax filing reports it. A CFO uses those numbers to decide what happens next.
When does a business need one?
Usually when decisions get big enough that guessing is expensive: a significant hire, a capital purchase, a pricing change, or a lender asking for forecasts.
How much time is involved?
Scoped to the business. Some engagements are a monthly review, others are weekly through a specific project.
Is it a fixed fee?
Yes. Like every engagement here it is quoted at a fixed fee with the scope agreed before the work starts.
Licensed, certified, and accountable for it.
The bodies that license this practice, and the certifications behind the day-to-day work.
CPA Ontario
The provincial body that regulates Chartered Professional Accountants in Ontario.
EFILE certified
Certified by the Canada Revenue Agency to file returns electronically on behalf of clients.
Intuit ProAdvisor
Intuit certification covering QuickBooks Online setup, reconciliation and reporting.
QuickBooks Payroll
Intuit certification for running payroll, deductions and remittances inside QuickBooks.
In their words.
Aaron has done my personal taxes for six years and he’s the best. My files are sometimes complicated and I was not always the most organized client, yet he handles all of it without ever making me feel bad about the mess. He’s fast, he explains everything in plain English, and he always finds credits I would have missed.Shmuel Neft
Working with Aaron and his team, especially Anna, has been fantastic for both our camp operations and Prime Coat Painters. From complex contractor billings to seasonal accounts and corporate taxes, they handle everything with real attention to detail. If you need a reliable, top-tier accounting team for your business, I can’t recommend Aaron Herman CPA highly enough!Tzadi Zlotnick, Prime Coat Painters Inc.
I use him for personal and business accounting. He is absolutely phenomenal with his work and expertise. Thorough, reliable, dependable, and punctual with due dates. I’ve worked with many accountants previously and Aaron surpassed them all in everything on my list.Elior Zipori, Zipori Landscapes & Design
We have been using Aaron Herman CPA for about four years now and we are very happy with their services. Anna is especially great to work with. She is on the ball, always up to date, and gets back to you right away with any questions or concerns.Reuven Durbach
Very happy with Aaron’s service. He is very knowledgeable and professional. Very patient with all my questions, ready to answer and be with the client within a short period of time. All the accounting service is done in a timely manner.Artem Artemov, Rimland
Aaron is excellent! He responds quickly, explains everything clearly, and makes the whole tax process easy and stress-free. He is very knowledgeable and always helps find the best way to get everything done properly.Mai Edry
Aaron is an amazing accountant! He is very supportive and great at explaining the ins and outs of what was needed when expanding my business. I highly recommend Aaron and his team!Leah Lomiansky, Speech Volumes Therapy
He is knowledgeable, thorough and effective. He is very responsive and takes great care of his clients. I highly recommend him and his services!Rachel Danzinger, Learning Pods
Absolutely love Aaron and Anna. They are fantastic to work with, go above and beyond, and their communication and dedication is unsurpassed.Fat Cat Cookie Co.
Two people. Trusted with your year.
Aaron Herman
CPA, CA · Founder and Managing Partner
Aaron planned and prepared tax in public practice, then led financial reporting inside large Canadian companies. He is the person who answers when you call.
My number one priority is a happy client.
Anna Herman
Director of Finance and Operations
Anna runs the machinery behind the work: cloud accounting, CRA compliance, payroll and client onboarding. If your year-end is uneventful, that is Anna.
Order creates opportunity.
Tell us where your year stands.
Send the form and Aaron will come back to you directly. If it is easier, call. Someone here answers.